If you are planning to seek help from substance abuse treatment programs that accept military insurance (Tricare) for your drug or alcohol use problem, it is important that you understand how TRICARE works.
Although the plans that are provided under this military insurance program will offer coverage for procedures and treatment options that have been shown to be a medical necessity, you are going to need to attend a program offered by providers who are TRICARE approved.
There are addiction treatment and rehabilitation centers that are in the TRICARE network. This means that they have price agreements with this military insurance plan. They rely on these agreements while billing the services that they offer.
If you choose such a program, you will only be required to pay a small portion of the total cost of the expenses of your addiction treatment and recovery services out of your own pocket.
On the other hand, in case you are enrolled in the TRICARE Prime Remote, Young Adult Select, Retired Reserve, Reserve Select, and the Select plans, you may be able to seek treatment services from centers that are out of the TRICARE network. However, this would mean that you will be required to pay much more of the cost of your recovery services as well as file the insurance claims on your own.
In this scenario, you will find that most of the providers that are out of network could charge as much as 15 percent over the fee that is allowed. However, some of them may have rates that are well below the fees that are allowed.
There are also instances in which you may have to offset the total cost of the addiction treatment services that you receive out of pocket if you are receiving care from an out of network addiction recovery center. After that, however, you will be able to get reimbursed from TRICARE.
While seeking recovery services, it is essential that you get in touch with the addiction rehabilitation facilities that you wish to enroll in. This will be useful as you verify the benefits that are available to you.
Through this process, you may be in a better position to uncover the providers that are out of the TRICARE network who offer the most affordable rates even though they do not participate in this military insurance program.
That said, it is possible to discover substance abuse treatment programs that accept military insurance (Tricare). You can do this by getting in touch with your insurance provider from their official website or by calling the phone number that is on your insurance card. Their representatives should be in a position to match you to in-network recovery centers.
The other option would be to get in touch with the addiction rehab facilities that you are looking to attend. Their admissions professionals can answer any questions that you have about their in-network status, the services that are covered, and how much you can expect to pay out of pocket. After that, you can choose the substance abuse treatment programs that accept military insurance (Tricare) that best interest you.
We have addiction treatment specialists available 24/7, ready to help you find the right treatment choice that meets your financial ability.