Medicare based drug and alcohol rehab programs are similar to those that accept Medicaid. This is in the sense that both will allow you to offset part, some, most, or all of the costs of your addiction treatment and rehabilitation services using these federally funded public insurance programs.
Although this public insurance program is funded by the federal government, however, you need to understand that the eligibility requirements are quite particular. They also tend to be a lot more specific than those that apply for Medicaid.
For instance, you need to be 65 years and older to qualify automatically for coverage under Medicare. However, you may also qualify if you are younger than that, as long as you have disabilities and you meet certain eligibility requirements. Other groups that qualify automatically include those who are struggling with end stage renal disease. This condition leads to permanent kidney failure.
Although you may choose Medicare based drug and alcohol rehab programs as your preferred recovery option, you need to understand how this insurance program works. During your research, for instance, you will learn that the total percentage of the costs of your addiction treatment that will be paid using the insurance plan tends to vary depending on the treatment center you choose, the plan you are on, and the insurance carrier.
It will also depend on the state in which you live as where you choose to seek treatment for your substance abuse and addiction problem as well as any other co-occurring medical and mental health disorders that you may also have been struggling with.
If you are a Medicare beneficiary, however, it is going to be much more affordable and easier for you to access addiction treatment and rehabilitation services. Research shows that adults above the age of 65 years tend to struggling with more health care problems that those who are younger. This often increases their risk of struggling with substance abuse and addiction and other related issues.
In case you are already on Medicare or you are already qualified to receive benefits from this public insurance scheme, you should be able to use it to get the help that you need to overcome these disorders.
Generally speaking, Medicare offers its health care plans in partnership with private companies which contract with the program to provide Medicare Part B and Part A. Part A refers to a hospital insurance program that offers coverage for stays at an inpatient hospital, home health care services, and health care services at a nursing home or facility.
Part B, on the other hand, involves medical insurance that will provide you with coverage so that you can access medical supplies, certain health care and doctor's services, preventive services, and outpatient care.
You may also find that you are qualified for Medicare Advantage or Part C. These options bundle the benefits available from Parts An and B while Part D will offer coverage for prescription medications. Before enrolling in Medicare based drug and alcohol rehab programs, you should learn all the rules and procedures so that you know how you are going to navigate the payment system.
We have addiction treatment specialists available 24/7, ready to help you find the right treatment choice that meets your financial ability.